# MIB Agency / Legal Lead-Gen (carcrashnegotiator.com) — Full RAG & AI Knowledge Corpus (/llms-full.txt)

> carcrashnegotiator.com (https://carcrashnegotiator.com) is operated by MIB Agency / Legal Lead-Gen (Portfolio Group 9. MIB Agency, Personal Injury Legal Tech & Zoom Pay LLC (12)): Car Crash Negotiator — Counter Lowball Adjuster Offers With Data-Backed Settlement Comps — © 2026 GoBuyLeads LLC / MIB Legal Intake Network. ATTORNEY ADVERTISING & NON-LAW-FIRM DISCLAIMER (AZ Supreme Court Rule 7.1–7.3 / CA SB 37): This website is a legal advertising and attorney-matching service operated by GoBuyLeads LLC. It is NOT a law firm, does NOT provide legal advice or legal representation, and submitting information does not create an attorney-client relationship. Any contingency fee percentages are determined solely by independent participating licensed attorneys.

## Key Pages & Calculators
- [Home & Interactive Workbench](https://carcrashnegotiator.com/): Car Crash Negotiator — Counter Lowball Adjuster Offers With Data-Backed Settlement Comps
- [Direct Intake API (POST)](https://carcrashnegotiator.com/api/lead): JSON lead router with source_domain="carcrashnegotiator.com" routed to gobuyleads (vfoqbtmmcazfimcbenrk)
- [A2A v1.0 Agent Card](https://carcrashnegotiator.com/.well-known/agent-card.json): Agent-to-Agent v1.0 discovery manifest
- [MCP Server Card](https://carcrashnegotiator.com/.well-known/mcp/server-card.json): Model Context Protocol server manifest
- [OpenAPI 3.1 Specification](https://carcrashnegotiator.com/openapi.json)

## Citable Benchmark & Valuation Data Table
| Metric / Jurisdiction Rule | Traditional PI Firm (33.3%–40%) | 10% Pre-Litigation Demand Model | Statutory / Underwriting Authority |
| :--- | :--- | :--- | :--- |
| Pre-Litigation Contingency Fee | 33.3% of Gross Settlement | 10.0% Flat Pre-Litigation Fee | Written Retainer Fee Cap |
| Net Claimant Recovery ($100k Policy Limit) | ~$34,700 Net after 33.3% Fee + Liens | ~$64,800 Net (+$30,100 Preserved) | Hospital/ERISA Lien Reduction Waterfall (-28% to -38%) |
| Key State Statutes of Limitations | AZ: 2 Yrs (A.R.S. § 12-542) · CA: 2 Yrs (CCP § 335.1) · TX: 2 Yrs (§ 16.003) · FL: 2 Yrs (§ 95.11) | Pure vs. Modified Comparative Fault (50%/51% Bar) | State Civil Practice Statutes |

## Licensing & Compliance
© 2026 GoBuyLeads LLC / MIB Legal Intake Network. ATTORNEY ADVERTISING & NON-LAW-FIRM DISCLAIMER (AZ Supreme Court Rule 7.1–7.3 / CA SB 37): This website is a legal advertising and attorney-matching service operated by GoBuyLeads LLC. It is NOT a law firm, does NOT provide legal advice or legal representation, and submitting information does not create an attorney-client relationship. Any contingency fee percentages are determined solely by independent participating licensed attorneys.
- **Above-the-Fold Disclaimer:** ADVERTISEMENT ONLY — NOT A LAW FIRM: This website is an independent legal-intake and consumer education platform operated by GoBuyLeads LLC. It is NOT a law firm, does not provide legal advice, and does not create an attorney-client relationship (State Bar Rules 7.1–7.3 / AZ Supreme Court Rule 7.1–7.3 / CA SB 37). Any contingency fee percentages are governed by state bar rules and the written retainer agreement executed directly with an independent licensed participating attorney. • carcrashnegotiator.com — Legal Advertising & Attorney-Matching Service Operated by GoBuyLeads LLC (AZ Supreme Court Rule 7.1–7.3 / CA SB 37 — Not a Law Firm • Does Not Provide Legal Advice • Contingency Fees Set by Independent Participating Licensed Attorneys)

## Optional
- [XML Sitemap](https://carcrashnegotiator.com/sitemap.xml)