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2026 State DSCR & Cap-Rate Intelligence Report · Alabama (AL) · carcrashnegotiator.com

Alabama (AL) Rental Property DSCR, Tax & Cap-Rate Benchmark Report

Alabama Executive Underwriting Summary: Across 9 tracked Alabama investment markets, 1–4 unit rental properties average $245,000 in acquisition price against $1,950/month in Form 1007 market rent (9.55% gross rental yield) and $1,180/door/month on 5–25 unit multifamily assets. Investors underwriting Alabama DSCR loans must factor a 0.41% effective property tax rate (~$1,005/yr), $620/$100k hazard insurance (~$1,519/yr), and a Non-Judicial (Power of Sale) statutory framework (45–65 days typical timeline).
1–4u Base Price / Rent
$245,000 / $1,950
Gross Rental Yield
9.55% Annual
Tax & Hazard Escrow
0.41% Tax · $620/100k
Foreclosure & Timeline
Non-Judicial (Power of Sale) (45–65 days)

Alabama City-by-City DSCR, Tax & Multifamily Benchmark Table (9 Markets)

City & CountyPopulation1–4u Median PriceForm 1007 Median RentTax RateCity Desk
Birmingham, AL (JEFFERSON County County)231,203$285,000$2,250/mo0.42%Open Birmingham Hub →
Montgomery, AL (MONTGOMERY County County)219,452$255,000$2,050/mo0.39%Open Montgomery Hub →
Mobile, AL (MOBILE County County)212,440$250,000$2,000/mo0.41%Open Mobile Hub →
Huntsville, AL (MADISON County County)203,017$285,000$2,250/mo0.43%Open Huntsville Hub →
Tuscaloosa, AL (TUSCALOOSA County County)103,914$225,000$1,800/mo0.38%Open Tuscaloosa Hub →
Hoover, AL (Hoover Metro County County)91,697$245,000$1,950/mo0.44%Open Hoover Hub →
Dothan, AL (HOUSTON County County)74,121$250,000$2,000/mo0.42%Open Dothan Hub →
Auburn, AL (LEE County County)63,854$225,000$1,800/mo0.38%Open Auburn Hub →
Decatur, AL (MORGAN County County)60,839$230,000$1,850/mo0.4%Open Decatur Hub →

Related Alabama Underwriting & Deal Team Hubs

Alabama State Hub (/states/alabama)Alabama 5-Vertical Deal Team (/deal-team/alabama)Alabama Funded Deals (/funded-deals/alabama)AL DSCR LoansAL Hard Money LoansAL Private Money LoansAL Fix & Flip Loans
Alabama (AL) 2026 DSCR, Cap Rate & Rental Market Intelligence Report | carcrashnegotiator.com