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2026 State DSCR & Cap-Rate Intelligence Report ยท New Mexico (NM) ยท carcrashnegotiator.com

New Mexico (NM) Rental Property DSCR, Tax & Cap-Rate Benchmark Report

New Mexico Executive Underwriting Summary: Across 5 tracked New Mexico investment markets, 1โ€“4 unit rental properties average $325,000 in acquisition price against $2,350/month in Form 1007 market rent (8.68% gross rental yield) and $1,380/door/month on 5โ€“25 unit multifamily assets. Investors underwriting New Mexico DSCR loans must factor a 0.76% effective property tax rate (~$2,470/yr), $520/$100k hazard insurance (~$1,690/yr), and a Judicial (or Commercial Deed of Trust Act) statutory framework (160โ€“220 days typical timeline).
1โ€“4u Base Price / Rent
$325,000 / $2,350
Gross Rental Yield
8.68% Annual
Tax & Hazard Escrow
0.76% Tax ยท $520/100k
Foreclosure & Timeline
Judicial (or Commercial Deed of Trust Act) (160โ€“220 days)

New Mexico City-by-City DSCR, Tax & Multifamily Benchmark Table (5 Markets)

City & CountyPopulation1โ€“4u Median PriceForm 1007 Median RentTax RateCity Desk
Albuquerque, NM (BERNALILLO County County)606,580$395,000$2,850/mo0.81%Open Albuquerque Hub โ†’
Las Cruces, NM (DONA ANA County County)110,443$330,000$2,350/mo0.76%Open Las Cruces Hub โ†’
Rio Rancho, NM (SANDOVAL County County)100,232$295,000$2,150/mo0.76%Open Rio Rancho Hub โ†’
Santa Fe, NM (SANTA FE County County)76,274$330,000$2,350/mo0.76%Open Santa Fe Hub โ†’
Roswell, NM (CHAVES County County)52,986$290,000$2,100/mo0.74%Open Roswell Hub โ†’

Related New Mexico Underwriting & Deal Team Hubs

New Mexico (NM) 2026 DSCR, Cap Rate & Rental Market Intelligence Report | carcrashnegotiator.com